We experience all kinds of conditions in Oklahoma, Missouri, Kansas, and Arkansas. Whether commuting or on a fun trip, make sure you have quality auto insurance. A policy through one of the companies we represent at 4 State Insurance Agency will give you peace of mind as you are on your way. A vehicle policy can protect you against damages to autos or injuries to people, inclement weather, and more. Here’s how auto insurance works to safeguard you on the road.
Basic auto policies in can provide you with the following coverage options:
A policy for your car or truck is never ‘one size fits all’. We will guide you in selecting the coverage you need, based on the type of driving you do.
Oklahoma, Missouri, Kansas, and Arkansas each have their own requirement regarding the minimum liability coverage you must carry. This coverage protects others in the event that you are found at fault in an accident. If drivers or passengers of another vehicle are injured, you will have to pay medical costs and perhaps for pain and suffering. The same is true for repairs or replacement of their vehicle. With rising costs for medical care, vehicles, and possible legal expenses, we want you to make sure you have sufficient coverage in the liability portion of your policy.
Comprehensive and collision coverage may be required if you have a loan on your vehicle. If not, it’s up to you to decide if you need this protection against loss. If your car is stolen, or damaged by inclement weather at home or away, or you hit an animal, comprehensive coverage will help compensate you for repairing or replacing your car or truck. If you crash into another vehicle or run into a tree during your travels, collision insurance will help cover your vehicle repair costs. If your car is hit by someone who doesn’t have insurance coverage (which happens more often than people think) or doesn’t have enough coverage, Uninsured Motorist and Underinsured Motorist coverage will pay for damages to your vehicle and injuries to you or your passengers. Roadside assistance and rental car payments are other optional coverages. You can select some or all of this protection for your car.
For quality auto insurance & advice you can trust, call or visit 4 State Insurance today. We’ll work with you in customizing a policy that provides the protection you want and need. Contact us today for all your auto insurance needs.
We have three locations to serve clients as well as via the phone, email & text.
