What better way is there to protect your business against lawsuits, property damage, and other unforeseen events than with insurance? We can provide you with the right kinds of commercial insurance to protect your investment and livelihood. Regardless of the locations you work, the amount of employees you have, or the type of vehicles & equipment you operate, 4 State Insurance can tailor a policy that meets your needs at a price you can afford.
No two businesses are quite the same, and you need a policy that recognizes your unique risks. Are you a sole proprietor? How about a limited partnership? Have you incorporated? The answers to these and many other questions will determine the type of protection you need. 4 State Insurance works with a number of companies to find the best policy for your needs.
By law, if you have employees in Oklahoma, Missouri, Kansas, and Arkansas, you must obtain workers’ compensation insurance. This goes for all businesses, whether they have full time or part-time workers. This coverage will take care of the costs of medical bills associated with any work-related illnesses or injuries. This includes family members. Businesses must also carry commercial auto insurance for any business-owned vehicles. There are state minimums for liability, but with the rising cost of vehicles, injuries, and defending lawsuits, we often recommend greater coverage to protect the investment of your hard work and finances.
Businesses may also take advantage of any of the following coverage options:
Feel free to contact us today at 4 State Insurance Agency if you do business in Oklahoma, Missouri, Kansas, or Arkansas. We will guide you through the entire process of selecting the right commercial insurance to keep your operations and personal finances protected from loss.
