Like an umbrella is intended to cover everything under its reach, an umbrella insurance policy is an extra protection on top of other coverages. It comes into play when losses exceed what is paid by coverage you have in place for your home, auto, motorcycle, and other policies. With the high cost of health care, vehicles and lawsuits today, this is an important step you can take to protect your assets. There are additional options that some may need: invasion of privacy, slander, and vandalism. We can answer your questions about Umbrella Insurance in Oklahoma, Missouri, Kansa, and Arkansas at 4 State Insurance. See us at our office in Pryor, Joplin, or Langley.
Our knowledgeable trusted advisors at 4 State Insurance understand that special circumstances require special protection. We are here for you every step of the way in selecting the correct options for your needs.
Do you need umbrella insurance? Do you or a family member participate in any of the following activities that could increase your chance of being sued for real or imagined damages?
Umbrella policies can be for you as an individual or for a business. Because Umbrella Insurance doesn’t come into play until your other policies have exhausted their payments coverage, it can be very affordable for the amount of coverage. One of our trusted advisors can help you decide which option is best for you. Further liabilities that an umbrella policy may cover include false arrest, libel, and car accidents. Likewise, you may be a safe driver. Yet, if you are in a vehicle accident that involves a car pileup, your primary insurance may need to be supplemented with umbrella insurance. Please contact one of our trusted advisors now to get started with an umbrella policy that suits your needs.
